All calculators
32 tools for premiums, deductibles, dental, pet insurance, COBRA, and benefit cost estimates. Everything runs in your browser.
Coverage
Deductibles, coinsurance, and out-of-pocket max — before the bill surprises you.
Deductible remaining
How much deductible is left this year.
Deductible calculator
How much of a bill hits your deductible.
Coinsurance calculator
Your share of a bill after deductible.
Copay vs coinsurance calculator
Same visit: flat copay vs coinsurance path.
Out-of-pocket max
How much cost sharing is left before OOP max.
Premium vs deductible tradeoff
High premium / low deductible vs the reverse.
Dental
Rough self-pay estimates for common dental procedures after coverage %.
Dental cost calculator
Estimate your share of a dental procedure.
Dental implant cost calculator
Implant fee after deductible and coverage %.
Dental crown cost calculator
Crown out-of-pocket after insurance.
Dental cleaning cost calculator
Cleaning cost with or without insurance.
Dental insurance calculator
Annual dental premium from a monthly quote.
Is dental insurance worth it
Premiums vs expected dental care break-even.
Braces cost calculator
Orthodontics out-of-pocket after insurance.
Pet
Pet insurance premiums, claims, and emergency vet cost planning.
Pet insurance cost
Premiums plus sample claim reimbursement.
Is pet insurance worth it
Break-even premiums vs expected claims.
Dog insurance cost calculator
Dog insurance break-even estimate.
Cat insurance cost calculator
Cat insurance break-even estimate.
Emergency vet cost calculator
Emergency vet invoice vs insured OOP.
Pet insurance vs savings
Multi-year premiums vs paying claims cash.
Benefits
COBRA, FSA contribution planning, urgent care vs ER — estimates only.
COBRA cost calculator
Estimate continuation coverage monthly cost.
COBRA premium calculator
COBRA estimate from W-2 Code DD.
Urgent care vs ER cost
Compare self-pay estimates for two settings.
Ambulance cost calculator
Air or ground trip self-pay estimate.
FSA calculator
Contribution vs expected spend and tax savings.
HSA medical expense calculator
Will your HSA balance cover the bill?
Prescription copay calculator
Annual Rx cost from copay and fills.
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