Planning estimate only — not a quote, claim, or medical advice. Confirm with your plan documents.

Benefits worksheet

Average employee health insurance cost per month - from your paycheck

Enter per-paycheck deduction and pay frequency. See monthly and yearly employee premium cost. We don't invent KFF averages - you bring the numbers.

Your numbersStays on device

Your numbers

$

26 biweekly, 24 semi-monthly, 12 monthly, 52 weekly.

Employee cost per month
$260

About $3,120 per year from paycheck deductions.

Per paycheck
$120
Paychecks / year
26
Annual employee cost
$3,120
Monthly equivalent
$260

Uses your paycheck numbers only. Does not fetch national average premiums.

Related estimates

Common questions

Averages hide your plan. Paste the deduction from your pay stub for a personal monthly cost.
Often yes for employer medical premiums. Enter the amount that leaves your paycheck for health coverage.
Use the deduction for the tier you enrolled. Compare family vs individual premiums on the dedicated page.
Only if you include them in the per-paycheck figure. Prefer medical premium alone for premium cost.