Planning estimates — not insurance quotes
CostCoverBase
Premiums, deductibles, and COBRA — before the bill surprises you.
Estimate premiums, deductibles, dental, pet, and COBRA costs in your browser — not insurance advice.
- Employee premium
- $4,800 / yr
- Expected claims (your share)
- $1,250
- All-in estimate
- $6,050
Illustrative only — plug your SBC numbers into a calculator below.
Start with a common scenario
- Dental implant cost calculatorImplant fee after deductible and coverage %.
- FSA calculatorContribution vs expected spend and tax savings.
- Coinsurance calculatorYour share of a bill after deductible.
- Is pet insurance worth itBreak-even premiums vs expected claims.
- COBRA cost calculatorEstimate continuation coverage monthly cost.
- Health insurance premium calculatorAnnual premium cost after employer contribution.
Coverage costs
Deductibles, coinsurance, and out-of-pocket max — before the bill surprises you.
Dental
Rough self-pay estimates for common dental procedures after coverage %.
Pet
Pet insurance premiums, claims, and emergency vet cost planning.
Benefits & COBRA
COBRA, FSA contribution planning, urgent care vs ER — estimates only.
Built for open enrollment decisions
Fast scenario math
Compare premiums and deductibles with numbers you already have from your benefits packet — no account.
Stays on your device
Premiums and bills never upload. Close the tab and the inputs are gone.
Not insurance advice
These are planning estimates. Real quotes and coverage rules come from your plan or a licensed agent.